Canadian flag at dusk over a Canadian skyline
A community-powered savings + support network

Join RTM. Save More.Earn More. Never Stand Alone.

One membership. Discounts at trusted Canadian businesses, fair affiliate earnings, and a transparent mutual-aid pool that has your back when life happens.

Not an investment platform Verified Canadian businesses Member-governed pool

Three engines, one membership

Built to help you, not extract from you

Immediate value

Save

5%–50% off at verified Canadian businesses. Show your digital member card or scan QR — savings stack from day one.

Fair affiliate

Earn

30% direct + 10% second-level commission, capped at 2 levels. No pyramid. Track real impact, not just dollars.

Mutual-aid pool

Support

70% of every membership flows into a community pool. After 90 days, request emergency, opportunity, or community aid.

How it works

From signup to support — in three steps

01

Join for $100

Get your digital member card and unlock the discount marketplace immediately.

02

Save & invite

Use member-only discounts. Invite friends to earn 30% directly and 10% on their referrals.

03

Tap the pool

After 90 days, request mutual aid up to 5× your contribution. Transparent. Member-reviewed.

Community impact

Every membership grows the safety net.

70% of every fee is locked into the Member Benefit Pool. We publish a quarterly transparency report so you always see where the money goes — and who it helped.

  • Max aid: 5× your contribution
  • 90-day waiting period (anti-abuse)
  • Rotating member review panel
  • Public quarterly reports
$0
Pool balance
Live counter
0
Members helped
All time
70%
Goes to pool
Every fee
Max aid ratio
Per member

Ready to save, earn and support?

Become a founding RTM member today. One fee. Three engines. Zero pressure.

RTM is a mutual-aid + discount community. It is not an investment platform and offers no guaranteed returns.